This past weekend, my in-laws gifted my wife $30,000. For more background on the gift see my most recent post in the forums.

Steps that have been taken so far:

The checks were deposited into our account on Monday.

The credit card was completely paid off this morning.

We scheduled the builder to begin work on our back porch today. It is raining.

We scheduled an appointment with an attorney to set up special needs trusts for our boys. We'll be meeting with the attorney this Friday afternoon.

Our emergency fund is housed at DW's home-town bank, and that transfer has not been made yet.

Our girls already have 529's set up, but we have not allocated any new funds toward them.

I received some good advice from my forum post. We may pay off the truck (10K) and set up an automatic monthly payment for a Roth IRA for DW for the amount that had been going to the truck payment.

Still not sure exactly how everything will be spent and allocated. It will not be spent on a luxury car or a Caribbean cruise.

$30,000 represents a bit more than half of my annual salary. Heck, 10 years ago, I wasn't even making 30K in one year. I (we) are overwhelmed by the generosity of this gift. It gives us the flexibility to attend to some savings goals that have been sorely neglected, as well as make some needed improvements around the homestead.