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Hi

October 26th, 2016 at 12:13 pm

Looks like I haven't posted since March.

We've gotten ourselves into a CC debt problem again. It's about 11K. Hard to believe I let it happen again.

The debt is all on one card, and as of right now, at 8.9% interest. As long as I don't miss any payments, it will stay at 8.9%.

It's also maxed out, or close to it. So, as long as we don't start charging up another card, which I don't think we'll do, it will stay at 11K or less.

That's it for now. But, I'll get active here again.

6 Responses to “Hi”

  1. Petunia 100 Says:

    Hi Bob! I've been wondering what had become of you. With 4 young children, I don't doubt expenses can quickly add up. Best of luck to you with your goals.

  2. CB in the City Says:

    I was just thinking you hadn't posted in a long time! Glad you're back and ready to take on that debt. Don't beat yourself up; it happens.

  3. PatientSaver Says:

    Sorry to hear about the CC debt. I can understand how it can happen with a big family. Tthe rate is not as bad as some. I have no doubt you'll get on top of it quickly.

  4. Jenn Says:

    Welcome back! I'm sorry that your financial situation is worse. The good news is that you don't have a learning curve to overcome - you know what to do.

    How are you doing on your health focus?

  5. crazyliblady Says:

    Hi, Bob. Don't beat yourself up about it. Create a budget and cut some expenses. Increase income if possible. Do you need some ideas on where to cut or generating extra income? Survey company referrals? Rebate company referrals? I use funds I get from rebates and surveys to make extra payments on a credit card. Every little bit helps.

  6. LivingAlmostLarge Says:

    Good luck and what happened?

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