Last week I blogged that DW was denied 0% financing on some book purchases, and we ASSUMED it was because our short sale had been reported to the credit bureaus.
DW checked our credit reports. Mine was fine. Hers had a big ding on it, but not related to our short sale.
The credit report showed that an $85 bill from a local hospital had gone into collections. The date was this last March. We've used the hospital a handful of times over the past five years, so it was not out of the question that an unpaid bill had slipped by. The weird thing was that her address was listed in a local town in which we've never lived.
So, DW went to the hospital yesterday to get it all sorted out. She was prepared to pay the $85 if the hospital could show that the bill was ours.
It turns out that the bill was not ours. It was a bill for a hospital stay for our now adopted 4 yo son. He was in the hospital when he was about 1 yo when he was under the "care" of his birth parents. We've taken him to the same hospital, so his old name is now associated with us.
The weird thing is, we've never been contacted by the hospital, or a collection agency about the bill. The hospital stay was more than three years ago, and it simply went to collections under her name this past March.
DW checked our credit reports
July 9th, 2013 at 06:29 pm
July 9th, 2013 at 06:50 pm 1373395843
July 9th, 2013 at 07:00 pm 1373396415
July 9th, 2013 at 07:17 pm 1373397436
July 9th, 2013 at 08:00 pm 1373400012