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Our credit score and short sale finally met

July 1st, 2013 at 05:54 am

They shared a firm handshake, exchanged a fine "How are ya?", and our credit score promptly fell on its back.

It's not as if we weren't expecting it.

DW home schools our girls. The company that she buys curriculum from was offering 0% financing for six months, so we decided to take advantage of the offer. The rejection message stated that our scores were less than 620. So, that means that they fell by a minimum of 85 points.

In October 2010, my score was at 580. I had built it back up to 705 by August 2012. So, we'll keep doing the right things, and hopefully in a couple of years, we'll see daylight again.

1 Responses to “Our credit score and short sale finally met”

  1. creditcardfree Says:

    In time the scores will change. You can track for free your scores on sites like CreditKarma and CreditSesame. The checking of the scores does NOT effect your credit score.

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